Cigna Prior Authorization Requirements: 2026 Changes

Payers · 6 min read · · Last updated

Cigna Prior Authorization Requirements: What Changed in 2026

An earlier version of this page said Cigna widened prior authorization in May 2026 for specialty drugs, behavioral health intensive outpatient programs and musculoskeletal services. We could not find those changes in Cigna's precertification lists or provider notices, so this version sticks to what Cigna, HealthSpring and CMS have put in writing, with links, plus how to submit and appeal.

What changed on Cigna's commercial precertification list

Cigna's Master Precertification List gives each code a precertification effective date, any removal date, a separate effective date for ACA individual and family (ACA/IFP) plans, and the care-management models the requirement applies to. The October 2026 edition shows:

Codes marked with an asterisk may be delegated to EviCore by Evernorth for certain clients, and all of the new molecular codes carry one. Cigna's molecular laboratory program page says obtaining precertification is the provider's responsibility and that a request needs the patient's name, date of birth and Cigna ID number; the ordering provider's name, NPI, TIN and address; the same details for the rendering facility; and supporting clinical information. Cigna's precertification page puts the request on the referring (ordering) provider for in-network services and requires the rendering provider or facility to confirm approval before an elective service, so the ordering practice and the lab should agree on who submits and who confirms.

The care-management columns matter: the same code can need precertification for one Cigna member and not another, and ACA/IFP plans can start later, as they do here. Check the member's plan along with the code.

Other Cigna prior authorization announcements, 2025 to 2026

Medicare Advantage is now HealthSpring

HCSC completed its purchase of Cigna's Medicare Advantage, Medicare supplemental benefits, Part D and CareAllies businesses on March 19, 2025, and on January 1, 2026 Cigna Healthcare Medicare Advantage became HealthSpring (Cigna provider notice).

Submitting a request that is complete the first time

Cigna's precertification page takes requests through the EDI 278 transaction from your practice management system, by phone, or by fax with the intake form. It routes several categories to EviCore, including radiology imaging, musculoskeletal and spine procedures, oncology, radiation therapy, sleep studies, home health care, DME and molecular lab testing. For drugs it lists electronic prior authorization through EviCore, Surescripts and CoverMyMeds. Cigna warns that a request missing important details may be denied.

Before you submit:

For behavioral health, the same page says emergency services need no precertification, but an emergency that leads to an inpatient admission must be reported within one business day unless a state mandate says otherwise.

When Cigna denies

Cigna's appeals page sorts denials by who appeals:

The same page says that when an initial appeal denial offers an external review by an Independent Review Organization, the provider must get the patient's approval before going ahead.

Deadlines

Building the appeal

Staying current

Cigna posts provider notices on its Provider Newsroom, and HealthSpring notices have appeared in its Medicare Network Insider section. The October 2026 edition of the Master Precertification List shows 2026 effective dates in January, April, May, July and October, so re-check your highest-volume codes against the current edition on a schedule and whenever an unexpected CARC 197 posts.

EZAppeal sorts the denials on an 835 into next steps for free, and drafts prior authorization and appeal letters in a few minutes, citing the payer's policy when one is on file, for your team to review and send. Every account signs a BAA, and new accounts get 6 free documents.

Frequently Asked Questions

What did Cigna change in its prior authorization requirements in May 2026?

Cigna's Master Precertification List (October 2026 edition) shows precertification effective May 14, 2026 for nine genomic sequencing codes used to profile solid tumors and blood cancers (0036U, 0037U, 0244U, 0250U, 0334U, 0379U, 0444U, 81445 and 81450) under the Complete/PHS+ and Preferred care-management models, with ACA individual and family plans following on January 1, 2027. The same date removed precertification for 0441T, 0442T and J0349. Check the current list for any code before scheduling, because it changes several times a year.

How do I check whether a Cigna service needs precertification?

Use the current Master Precertification List on cigna.com, or on CignaforHCP.com go to Resources, then Clinical Reimbursement Policies and Payment Policies, then Precertification Policies. Confirm the member's plan type and care-management model, because the same code can need precertification for one member and not another, and check whether the service is delegated to EviCore by Evernorth.

Who appeals a Cigna precertification denial, the provider or the patient?

Cigna's appeals page treats a precertification denial for services not yet rendered as a customer appeal, which a provider can file on the patient's behalf. Precertification not obtained, with services denied, is a health care provider appeal. A medical necessity denial can be appealed by either. If an initial appeal denial offers an external review by an Independent Review Organization, Cigna says the provider must get the patient's approval before going ahead.

What is the deadline for a provider appeal with Cigna?

For Cigna commercial provider appeals, 180 calendar days from the initial payment or denial notice, or from the last payment adjustment, with Cigna noting that its time periods are subject to applicable law and the provider agreement. California has a separate dispute resolution policy. Members of ACA-compliant commercial and ERISA group plans have at least 180 days for an internal appeal. HealthSpring Medicare Advantage enrollees have 60 days after receiving the notice to request reconsideration, with receipt presumed 5 days after the notice date, so in practice 65 days from the date on the notice.

Does the CMS 7-day prior authorization decision rule apply to Cigna?

CMS-0057-F sets the 7-calendar-day standard and 72-hour expedited decision timeframes for Medicare Advantage plans and state Medicaid and CHIP programs from January 1, 2026. That covers HealthSpring, the former Cigna Medicare Advantage plans now owned by HCSC, but not Cigna's employer or individual commercial plans. Drug prior authorizations are excluded.

Who handles prior authorization for former Cigna Medicare Advantage members?

HealthSpring. Since January 1, 2026, HealthSpring handles skilled nursing, inpatient rehabilitation, long-term acute care and home health requests through the provider portal on Availity, and since March 1, 2026, DME requests. DME approvals EviCore granted before the move stay active through their end dates. EviCore still handles radiology, cardiovascular, oncology and MSK requests for HealthSpring.

About the Author

Edward Krishtul is the founder of EZAppeal and a utilization management professional with years of experience in insurance denial review, medical necessity criteria, and clinical appeals. He built EZAppeal to help healthcare providers and billing companies draft appeal letters from the patient's clinical evidence and the payer's criteria where they are published, instead of generic templates.

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